The Champlain Housing Trust, founded in 1984, is the largest community land trust in the country. Throughout Chittenden, Franklin, and Grand Isle counties, CHT owns or manages more than 1,500 apartment, stewards 500 owner-occupied homes in its signature shared-equity program, provides credit and home-ownership education and counseling, and offers affordable energy efficiency and rehab loans. In 2008, CHT won the prestigious United Nations World Habitat Award, recognizing its innovative, sustainable programs.